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It’s funny to think that our investing decisions might be coloured by the way society views certain words – i.e. ‘active’ is good, ‘passive’ is bad.

But when it comes to retirement investing, the decision just isn’t that binary. And attempting to make a decision between passive investing versus active investing is likely to be a false dichotomy as elements of both should be utilised together to form a part of a successful retirement strategy.

Here we take a look at these retirement investment approaches and how they might form part of your retirement investment planning.

Wealth and wellness are inextricably linked, but too often they are seen as separate entities and, in many cases, this can lead to individuals sacrificing their basic financial wellness needs in the workplace in the misguided belief that it will somehow lead to future reward.

The truth, however, is that caring about your holistic wellness, including your financial wellness in the workplace, should be an important part of your lifestyle.

The most recent Bank of America Workplace Benefits Report* describes a nation that still has some way to go when it comes to feeling confident about their long-term financial journeys. Of those surveyed by Bank of America, slightly more than half of employees rated their financial wellness as “good” or “excellent,” with 29% rating their wellness as “average” and 16% rating their situation as “poor” or “fair.”